Contractor Cover can help IT consultants find the best insurance package to suit your business needs.
Personal Accident and Illness Cover is an important consideration for IT consultants as sudden injury or illness could see you unable to work and earn an income. This policy means you’ll continue to be paid a percentage of your regular income while you’re off work so you can keep up with expenses.
For IT consultants who rely on expensive technology such as a laptops and mobile phones in their everyday work, if this equipment is lost or stolen it could be very difficult financially to replace. General Property Cover means you’re covered if your equipment is lost or stolen.
If you’re working as an IT consultant in an office where people are constantly coming and going, Public Liability Insurance is a must. If a visitor to the office trips on a power cord and injures themselves, you are likely to find yourself financially liable and Public Liability Insurance will cover you for these types of incidents.
People rely on your expertise as an IT consultant and you probably don’t hesitate to give out advice. However, if the advice or services you provide is deemed professionally negligent, you risk being sued. Professional Indemnity Insurance means you’re covered for legal costs and damages if this occurs.
If your IT business is subject to a tax audit, it can be costly to hire an accountant or lawyer to complete the audit for you. Tax Audit Cover will cover these expenses for you.